All applicants must meet these qualifications:

  • Be a first-time homebuyer or fall within certain exceptions;
  • Be a citizen or permanent legal resident of the U.S. who has lived or worked in one of the following counties for the past year: Fulton, Cherokee, Clayton, Cobb, Dawson, Dekalb, Douglas, Fayette, Forsyth, Gwinnett, Henry or Paulding;
  • Have at least two, but no more than eight, people in your household;
  • Meet income guidelines - based on area median income; Consider that income amounts include wages, social security, social security disability, child support and other forms of reliable income. 

Family Size

Minimum Monthly
Gross Income
Maximum Monthly 
Gross Income
3 bedroom $1,745 $3,865
4 bedroom/ 4 people $1,990 $4,290
5 people $2,325 $4,640
6 people $2,665 $4,980
7 people $3,005 $5,325
8 people $3,340 $5,670

  • Meet credit guidelines - payment history is considered, but credit score is not considered;
  • Meet savings requirement  (step-up option is available);
  • Be willing to live in and participate in the communities where Atlanta Habitat is building at the time your application is approved. Click here to see where we have built in prior years.

Click here to learn more about the application process and to sign up for an information session.

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