programs

Waitlist Information

Thank you for your interest in learning more about becoming an Atlanta Habitat homebuyer. At this time, we have completed our series of information sessions for 2017, and our 2018 construction schedule is booked with applications that were submitted and accepted prior to October 4, 2017.
Beginning summer 2018, we will resume hosting our information sessions and accepting new applications for home purchases. 

If you have registered for an information session, you will be invited to the next available session in the order you registered. When you are assigned to a new information session, you will receive an email with the date and time. If you have not registered yet but would like to be invited to a future session, please complete the registration at http://www.atlantahabitat.org/application-process.

What can you do in the meantime?
1) Pay your debts on time, including your student loans
2) Don’t take on any additional lines of credit
3) Maintain a qualifying level of income
4) Keep $200 in a bank account without dipping below, and
5) Save $800 good-faith deposit

We appreciate your patience and look forward to speaking with you in 2018.

 

 

Benefits of Purchasing an Atlanta Habitat home

 

No-interest mortgage
Save an average of about $125,000 over the life of the loan!

Low monthly payments
Currently, most new homeowners pay less than $650 per month, depending on the cost of their individual property.

Low good faith deposit
Once an application is approved, the required $800 good faith deposit may be paid in installments. The homebuyer does not have any other out-of-pocket closing costs.

Attractive, well-constructed homes
Modern homes that are not only beautiful but also well-built

Brand new Whirlpool appliances
All Atlanta Habitat houses include a new stove, refrigerator, washer, and dryer.

Energy-efficient homes with low utility bills
Each Atlanta Habitat house is built using energy efficiency standards. This ensures that our houses conserve energy, which saves homeowners 35-40% on utility bills.

Handicapped accessible based on family’s needs
Attractive ramps allow handicap access to the home, and modifications can be made for families with individuals who have a disability.

 
 

Qualifications

All applicants must meet these qualifications:

Income Guidelines | Effective 9/01/2017

 

Monthly Income Basis

 

Family Size

Minimum Gross Income

Maximum Gross Income

 

3 bedroom

4 bedroom

3 bedroom

4 bedroom

1 person

$2,070

$2,170

$3,255

$3,255

2 people

$2,070

$2,170

$3,720

$3,720

3 people

$2,070

$2,170

$4,185

$4,185

4 people

$2,170

$4,645

5 people

$2,370

$5,020

6 people

$2,715

$5,395

7 people

$3,060

$5,765

8 people

$3,410

$6,135

 

 

Annual Income Basis

 

Family Size

Minimum Gross Income

Maximum Gross Income

 

3 bedroom

4 bedroom

3 bedroom

4 bedroom

1 person

$24,840

$26,040

$39,050

$39,050

2 people

$24,840

$26,040

$44,600

$44,600

3 people

$24,840

$26,040

$50,220

$50,220

4 people

$26,040

$55,750

5 people

$28,440

$60,250

6 people

$32,580

$64,700

7 people

$36,730

$69,150

8 people

$40,890

$73,600

 

 

Occupancy Payments

3 bedroom houses   –   $ 620 per month

4 bedroom houses   –   $ 650 per month

 

Good Faith Deposit

$800

  • Be a first-time homebuyer or fall within certain exceptions.
  • Be a citizen or permanent legal resident of the U.S. who has lived or worked in one of the following counties for the past year: Fulton, Cherokee, Clayton, Cobb, Dawson, DeKalb, Douglas, Fayette, Forsyth, Gwinnett, Henry, or Paulding.
  • Household size of one to eight people.
  • Meet income guidelines - based on area median income. We consider predictable sources of documented income such as, social security, self-employment, disability, and child support.
  • Meet credit guidelines - payment history is considered, but credit score is not considered.
  • Meet savings requirement  (step-up option is available).
  • Be willing to live in and participate in the communities where Atlanta Habitat is building at the time your application is approved. Click here to see where we have built in prior years.

 


 

Learn more about the application process and to sign up for an information session.


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