Application Process

Procedimiento de Aplicación para Atlanta Hábitat  

Documentos Necesarios

 

March 13, 2018

Thank you for your interest in learning more about becoming an Atlanta Habitat homebuyer. Please review the categories below to determine your status and what information applies to you. You may check back periodically for any update to our current application process. Thank you for your patience!

IF YOU ARE NEW TO ATLANTA HABITAT AND LOOKING TO PURCHASE A HOME (You have not attended an information session)

Your first step in the application process is to register and attend an information session. Currently, Atlanta Habitat registration for information sessions is CLOSED. To check the status of Atlanta Habitat’s information sessions, follow this link to step 1 of the application process page http://www.atlantahabitat.org/application-process  underneath step 1. In the meantime, please review the qualifications for our home-purchase program to determine if it is a good fit for you. http://www.atlantahabitat.org/applicants/qualifications/

IF YOU ARE ON THE WAITLIST FOR AN INFORMATION SESSION

You will receive an email or phone call from us about future information session dates in the order that you registered. We currently do not have a timeline for when future information sessions will be scheduled.

If you registered for an information session in January, February, or March, your information session will be rescheduled in the summer of 2018 (dates TBD). We will reach out to you via email or phone (if no email was provided).

IF YOU ARE ON THE APPLICATION WAITLIST

You are on the application waitlist if you have already attended an information session, completed a one-on-one consultation, meet our qualifications, and were told you have been added to the application waitlist. Since January 1, 2018, we have begun accepting a limited number of applications and closely monitoring the volume of applications accepted. We will contact you by email or phone in the order in which you were placed on the application waitlist. If you do not contact us within one week of our email/phone contact, you will be removed from the waitlist. We cannot give a timeframe for when you will be contacted.

We recommend you stay within qualification range by doing the following:

1) Pay your debts on time, including your student loans

2) Don’t take on any additional lines of credit

3) Maintain a qualifying level of income

4) Keep no less than $200 in a bank account

 5) Save $800 good-faith deposit

6) Consult your point of contact if you are considering changing jobs or your work schedule or receiving a raise.

IF YOU HAVE ATTENDED AN INFORMATION SESSION AND WOULD LIKE TO BE PLACED ON THE APPLICATION WAITLIST

Please call your point of contact to update Atlanta Habitat on your current qualifications and determine if you are ready to be placed on our application waitlist.


STEP 1: Attend an Information Session

At this session, you will hear a presentation about our homebuying program and you will have an opportunity to have a 1-on-1 meeting to ask questions and determine whether our homebuying program is a good fit for your household. You will complete an interest form and leave the session with a list of documents that are required to be submitted with an application.

 

STEP 2: Conference With Atlanta Habitat Staff

After attending an Information Session, a staff member will contact you. If you want to submit an application, the staff member will schedule you for an application appointment.

STEP 3: Complete an Application

Gather the required documents on the list provided to you at the Information Session. At your scheduled appointment, you will complete an application and, if you have a $20 money order for each applicant, your tri-merge credit report will be pulled. Your application, credit report, and personal documents will be reviewed to determine if your application can be accepted for further consideration. If the documents you bring are not complete, you may not be able to proceed to the next step.

Click here for a list of required documents

 

STEP 4: Application Components Are Finalized

Any outstanding documentation will be collected by a staff member. A sexual offender criminal background check and a terrorist background check will be conducted.

STEP 5: Family Selection Committee Home Visit

Two members of the Family Selection Committee will contact you to set up a time to visit and conduct an interview of you and your family at your current residence. After the interview, a recommendation will be made to management about your application.

STEP 6: If Approved...

You will start your Atlanta Habitat partnership - attend Orientation and other Home Smart classes, pay your good faith deposit, and begin working on your 250 sweat-equity hours!